Friday, February 1, 2013

Secret Service director to step down (Washington Bureau)

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Lots to see and do for Lincoln fans in Washington

WASHINGTON (AP) ? Whether you're interested in Lincoln the president or "Lincoln" the movie, Washington is a downright thrilling destination.

Abraham Lincoln was the 16th president of the United States and one of the country's most admired, rising from humble roots in a frontier cabin to become a self-educated lawyer and brilliant politician. As president, he ended slavery by issuing the Emancipation Proclamation and preserved the nation despite the Civil War. The story of his assassination is one of the best-known chapters of American history.

Many museums are offering special exhibits for the 150th anniversary of the Civil War and the Emancipation Proclamation. Other sites can be visited any time: the Lincoln Memorial, the cottage where he summered, Ford's Theatre, where he was shot, and the Petersen House, where he died.

LINCOLN MEMORIAL: This larger-than-life white marble statue of Lincoln, completed in 1922, sits inside a massive columned building. The design, according to the National Park Service, was inspired by the Parthenon, the ancient Greek temple that is considered the birthplace of democracy. About 6 million people visit the memorial each year. Even on a cold winter day, the steps are crowded with visitors from around the world taking pictures and speaking many languages. Located on the National Mall, http://www.nps.gov/linc/ .

FORD'S THEATRE AND PETERSEN HOUSE: Lincoln was shot at Ford's Theatre in 1865 while watching a play with his wife, Mary Todd Lincoln. He was brought to a house across the street, now a museum and historic site called the Petersen House. You can see the room where he died and where his war secretary, Edwin Stanton, was said to have uttered the famous words: "Now he belongs to the ages."

A visit to Ford's and the Petersen House reveals fascinating details of the crime: The assassin, John Wilkes Booth, an actor as famous in his day as Justin Bieber or George Clooney, walked right up to the box where Lincoln was sitting and shot him in the head. He then leapt to the stage, ran out and fled by horse. Booth was hunted down and shot in a barn 12 days later. A plaque marks the site of a nearby boardinghouse where conspirators were said to have plotted the assassination; the building at 604 H St. (originally 541 H St.) is now a restaurant. The boardinghouse owner, Mary Surratt, was hanged.

Within 16 months of the assassination, Ford's Theatre closed and the federal government bought the building. The interior was ripped out and turned into offices. In 1933, the National Park Service acquired the building as a site of historic significance. In 1965, President Lyndon Johnson sanctioned the restoration of a working theater and the interior was recreated to look the way it did when Lincoln was shot. Every president since 1968 has attended a show here, though they now sit near the stage, not in the box. Exhibits at Ford's and at Petersen House include Booth's diary and pistol, Lincoln's shawl, campaign memorabilia and photos.

Located at 511 10th St., NW, http://www.fordstheatre.org/. Hours vary, depending on show schedules. Tickets do sell out. Tickets for a self-guided walk-through of Ford's and Petersen House bought through Ticketmaster including fees are $9.75.

PRESIDENT LINCOLN'S COTTAGE: This was Lincoln's summer home, where he and his family escaped Washington's heat and humidity. Located on a breezy hill three miles (4.8 kilometers) from the White House, it was the 19th century equivalent of contemporary presidential retreats like Camp David. A statue of Lincoln and his horse evoke his daily half-hour commute to the White House on horseback. He first visited the house three days after his inauguration and last rode to the site the day before he was shot.

Wagonloads of furniture were brought here each summer from the White House. But unlike many historic sites, the house today is not filled with furniture or personal items, and that's the point. Guided tours of the mostly empty rooms emphasize Lincoln's ideas and the people he encountered during his stays here and on his daily rides, from favor-seekers and foreigners to former slaves and soldiers. You'll stand in the room where he read Shakespeare and the Bible, hear about his meetings with the secretary of war, see the view from the porch that once offered a clear sightline all the way to downtown Washington, and walk up the stairs where his footsteps were heard when he couldn't sleep. Through April 30, an exhibit here displays one of just 26 existing signed copies of the Emancipation Proclamation.

Located on the grounds of one of the country's first federally funded homes for soldiers, known today as the Armed Forces Retirement Home. Entrance at Rock Creek Church Road NW and Upshur Street NW, near 140 Rock Creek Church Road NW. Free parking. Closest metro station, nearly a mile (1.2 kilometers) away, Georgia Avenue/Petworth stop on green/yellow lines. From the metro, the local H8 bus takes four minutes and stops at the site's front gate. Open 9:30 a.m.-4:30 p.m., Monday-Saturday (first tour 10 a.m., last 3 p.m.) and 10:30 a.m.-4:30 p.m. Sundays (tours 11 a.m.-3 p.m.). Guided tour tickets required, $15 ($5 for children ages 6-12), http://lincolncottage.org/ .

SMITHSONIAN'S NATIONAL MUSEUM OF AMERICAN HISTORY: Lincoln's famous top hat, brown and glossy with age, is currently on display here in the "Changing America: The Emancipation Proclamation, 1863 and the March on Washington, 1963" exhibit (second floor east through Sept. 15). Lincoln was tall at 6 foot 3 (1.9 meters) and the hat made him even taller. He wore the hat to Ford's Theatre the night he was murdered.

The "Changing America" exhibit portrays the sweep of history from the abolition of slavery to the civil rights movement. When Martin Luther King Jr. made his famous "I Have a Dream" speech during the March on Washington, he stood at the Lincoln Memorial and echoed Lincoln's famous Gettysburg Address, which began, "Four score and seven years ago." King's opening line: "Five score years ago, a great American, in whose symbolic shadow we stand, signed the Emancipation Proclamation." (Score is an archaic term for 20 years.)

Another treasure is in the museum's "The First Ladies" exhibit (third floor): Mary Todd Lincoln's purple velvet gown with white satin piping, mother of pearl buttons and an enormous hoop skirt. The dress was made by her seamstress and confidante, Elizabeth Keckley, an African-American woman who had purchased her own freedom. "The American Presidency: A Glorious Burden" (third floor east) highlights other Lincoln objects including hand casts made two days after he was nominated for presidency, showing his right hand still swollen from shaking so many hands. Uniforms, weapons and other Civil War relics can be seen in "The Price of Freedom: Americans at War" (third floor east).

Located between 12th and 14th streets on Constitution Avenue NW, free and open daily, http://americanhistory.si.edu/ .

SMITHSONIAN AMERICAN ART MUSEUM AND NATIONAL PORTRAIT GALLERY: "The Civil War and American Art" (first floor west), on display through April 28, offers paintings portraying what the museum describes as the "transformative impact of the Civil War and its aftermath." An 1865 landscape painting of Yosemite Valley notes that Lincoln set aside the California wilderness as America's first federally protected park. Other works show scenes of soldiers. Many of the most thought-provoking images depict African-Americans fleeing slavery or contemplating their new postwar lives. The exhibit includes paintings by some of the era's most important artists, Winslow Homer, Eastman Johnson, Frederic Church and Sanford Gifford.

In the National Portrait Gallery, you'll find a photo made of Lincoln in a local studio in 1865, a painting of the president by George P.A. Healy, and plaster casts of Lincoln's face ? one made early in his tenure, another made later showing the toll the war took on his gaunt features ? along with casts of his hands.

Located at Eighth and F streets NW, free and open daily, http://americanart.si.edu/civilwar and http://npg.si.edu .

NEWSEUM: An exhibit here called "Blood and Ink: Front Pages From the Civil War" displays more than 30 front pages from the era, from the founding of the Confederacy through Lincoln's death. "A Nation Mourns," reads one headline.

Located at 555 Pennsylvania Ave. NW, the former site of the National Hotel, where Booth was staying when he shot Lincoln, http://www.newseum.org/. Daily, 9 a.m.-5 p.m. Tickets, $21.95 plus tax ($12.95 for ages 7 to 18).

DINING: Two excellent restaurants near Ford's Theatre are Jaleo, pricey but fabulous tapas, 480 Seventh St., NW, and Teaism, a local chain offering moderately priced eclectic and Asian-influenced dishes, 400 Eighth St., NW. A restaurant called Lincoln, 1110 Vermont Ave., NW, offers a locavore menu and a floor covered with Lincoln pennies.

Source: http://www.seattlepi.com/news/article/Lots-to-see-and-do-for-Lincoln-fans-in-Washington-4236606.php

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Trust Deeds: Are They Right for You? - My Personal Finance Journey

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Welcome to My Personal Finance Journey! If you are new here, please read the "About" or "First-Time Visitor" pages to find out more about us. If you would like to receive free updates on articles like this by email, then sign up here or you can?subscribe to the RSS feed. Also, check us out on Twitter or Facebook. Thanks for visiting! Keep on learning!
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Click here?to enter my free $51.95 giveaway for a chance to win 5% of My Personal Finance Journey blog income and give another 5% to a charity of your choosing! Deadline to enter is January 31st, 2013.

The following is a guest post by Your Debt Expert, a debt management company who?specializes in trust deeds?and other debt solutions. Enjoy!

If you?ve ever been in financial difficulty and carried out some research into Scottish debt solutions, no doubt you will have heard of a Scottish Trust Deed. What with the huge number of adverts on the radio and television, it?s nearly impossible to not have heard of them at least! A lot of the adverts claim to ?wipe out your debt? and ?cancel up to 90% of your debt?, which sounds like a dream come true!

However, can these companies come good on their promises, and is a Trust Deed right for everyone?

The facts

A trust deed is a formal insolvency solution that has existed since at least the 1800?s. Sometimes, it?s called a Scottish Trust Deed, but this is only because a Trust Deed is only available to Scottish residents. The way a Trust Deed works is that if your finances get out of control and you find yourself owing large amounts of money to various sources that you cannot afford to pay back, you effectively place your estate in the hands of a Trustee (a licensed insolvency practitioner), who is responsible for creating a plan that sets out an agreeable solution for both you and the people that you owe money to. This means that you agree to pay what you can afford each month towards your debts, while your creditors agree to give you some debt relief (meaning you don?t have to pay back the full amount that you owe all of your creditors).

Why is it useful?

A Trust Deed is a useful solution for individuals who have substantial debts because it allows them to contribute to their debts by paying an affordable amount each month. When I say ?affordable,? I mean that you contribute what you can after paying for essentials, like food, rent and bills etc. Your Trustee is the person who would help decide what?s essential, as he is the person who creates the plan for paying back your debts. A Trust Deed is also good for creditors because it means that they get to see some of the debt their owed repaid, rather than having to pursue someone through debt collectors and the courts etc.

The myths!

A trust deed can be a great solution for individuals with substantial debts. However, it?s not as simple as just ?writing off you debts?. For instance, you have to be employed or have a regular income, as you are expected to contribute something towards your debts. Another fact is that your Trustee has to act in the best interests of both you AND your creditors! For example, if you own a house that has equity in it, unless you or a friend can cover that cost, you may have to?realize?the equity in your home to benefit your creditors. That means potentially selling and moving into a new house. There are ways to avoid this, but only a licensed insolvency practitioner can advise you on that. These are just a couple of examples of how Trust Deeds are not as simple as some companies would like to make them seem.

What can I do?

If you?re considering entering into a Trust Deed, then your first port of call should be to look online. There is an abundance of websites out there that will explain a lot of the ins and outs of Trust Deeds. Better yet, speak to a debt expert. A licensed insolvency practitioner will know best about whether a Trust Deed is right for you or whether another debt solution is best.

How about you all? Have you ever heard or or used a trust deed? If so, what are your thoughts about them?

Share your experiences by commenting below!

***Photo courtesy of?http://www.flickr.com/photos/7259240@N03/5531511558/sizes/l/in/photostream/

Source: http://www.mypersonalfinancejourney.com/2013/01/trust-deeds-are-they-right-for-you.html

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Thursday, January 31, 2013

Military ombudsman says DND must rethink relocation policies for ...

By KATHRYN MAY, Ottawa Citizen January 29, 2013 9:03 PM

Read more: http://www.ottawacitizen.com/life/Military+ombudsman+says+must+rethink+relocation+policies+thousands+military+personnel/7890233/story.html#ixzz2JQWzLDG6

Military ombudsman says DND must rethink relocation policies for thousands of military personnel

OTTAWA ? Canada?s military ombudsman is calling for the Department of National Defence to re-examine its long-standing practice of sending thousands of military personnel to new postings every year, including the relocation policies to manage those moves.

Pierre Daigle said the military should rethink how often it needs to transfer soldiers and uproot their families as part of its ?operational requirements.? He said moving 20 per cent of the forces every year is expensive for taxpayers and can impose major personal and financial hardships on military families.

?Why do we move people so much and how many times do we have to move?? said Daigle in an interview. ?Yes, they need operational capacity and people have to be moved, but when they are moved for operational requirements, it is not their choice where they have to go so to they shouldn?t be paying for it and that?s where we see the unfairness that needs to be addressed.?

Daigle?s call comes at a time when his office and the department are facing a rising number of complaints are about the cost of transfers on families. He has been visiting bases across the country and said the financial burden of moving is a big complaint.

Some families are losing money because of the cooling of the housing market or they are selling into a depressed local market. Some say the problems are caused by unclear policies and the government becoming more rigid and inflexible in the interpretation of policies when it comes to reimbursing expenses and other costs of transfers.

These issues will be the centrepiece of Daigle?s major study into the family life of Canada?s military. Transfers are one of the biggest stresses on families which can face moves half a dozen times or more over the course of a military career. The study will include a review of some of the policies under the Canadian Forces Integrated Relocation Program (IRP).

The landmark study into the ?Quality of Life? in the military was done by the Standing Committee on National Defence and Veterans Affairs (SCONDVA) in 1999. That report had 88 sweeping recommendations, many aimed at improving pay and benefits, which set the standard for years.

That report also led to the creation of the Integrated Relocation Program (IRP) in 1999 to ensure military and other public servants are moved with minimal disruption to their lives. The program has been tweaked over the years but the overall approach has remained unchanged.

Relocating federal employees costs the government an estimated $500 million a year ? on top of what it pays moving companies to move furniture and household possessions. The government relocates about 18,000 federal employees a year and military moves account for about 85 per cent of those moves. The cost of the average move ranges between $20,000 for a tenant and $35,000 for a homeowner.

The IRP contract has been dogged by controversy since the 2002 contract went off the rails. The 2004 contract is now at the centre of a $62-million lawsuit.

DND has a backlog of about 1,500 complaints about benefits and another 212 complaints in the queue for the military?s grievance process. Most of the grievances are over moving.

Daigle said the biggest complaints are over the IRP?s Door-to-Door and Home Equity Assistance policies. But he said military personnel are also feeling the economic pinch of rising rents for at private military quarters.

Some of the expenses that used to be allowed for military personnel separated from their families when on ?imposed restriction? are being cut back. Most recently, the department announced that it will no longer be picking up the cost of mortgage insurance, or penalties to break a mortgage for homeowners being transferred. This is partly to encourage the use of portable mortgages.

Daigle appealed to the Chief of Defence Staff Tom Lawson to ask Treasury Board to review the controversial home equity assistance policy, which has left military families swallowing big losses on the sale of their homes when being transferred. The Canadian Forces Grievance Board recently made the same recommendation.

The program, aimed at protecting military from losing money on their homes when relocating, will cover 80 per cent of all losses to a maximum of $15,000. It will, however, cover 100 per cent of losses if the home is located in a ?depressed? market. The problem is Treasury Board determines what is a depressed market, and military personnel have to argue their case.

The dispute is over the definitions of ?depressed? and ?community.? The policy says a community where the housing market dropped more than 20 per cent is depressed. Treasury Board documents show 146 families have applied for the full compensation and all were denied. Treasury Board doesn?t consider any market in Canada ?depressed.?

Yet Daigle said people have faced equity losses on their home up to $80,000. A big concern is that Treasury Board is using Statistics Canada?s ?census metropolitan areas? to define a community, rather than markets in smaller towns and villages, when determining a depressed market.

The Chief of Defence Staff has supported the grievances of some soldiers who have been affected by this tug of war with Treasury Board over the definition of depressed market.

A big flaw in the grievance process, however, is that the Chief of Defence Staff has no financial authority to settle financial claims even for exceptional cases. The CDS?s lack of financial authority has been flagged as an issue since a 2003 report on military justice by Antonio Lamer, former chief justice of the Supreme Court and later by a Senate committee. The issue is currently being assessed.

In an email, DND officials say financial losses and gains are risks military personnel face when they move to bases in diverse markets and the home equity program is aimed at helping to offset losses.

?Ultimately CAF members make a personal decision on where they will reside within the area they are posted to and whether they will rent or invest in the real estate market,? the department said in an email.

Daigle?s family report, expected in summer, will examine all aspects of uprooting families, including education, health care, employment opportunities and obstacles for military spouses.

? Copyright (c) The Ottawa Citizen

Source: http://www.canadianveteransadvocacy.com/blog/?p=680

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Wednesday, January 30, 2013

Heavy smog halts most travel in China

Published: Jan. 30, 2013 at 7:27 PM

BEIJING, Jan. 30 (UPI) -- Heavy smog blanketing eastern and northern China Wednesday obscured roadways, grounded airplanes and raised health concerns, officials say.

The blinding pollution arrived as the country's population prepared to travel to their hometowns for a New Year's celebration, the state-run Xinhua News Agency reported.

Sections of more than 20 freeways were closed in four central and eastern provinces, the Transport Ministry said. The roads were reopened by noon.

Visibility at Beijing Capital International Airport dropped to less than 650 feet, causing the cancellation of 49 flights on Tuesday. Most flights had resumed Wednesday as the fog lightened.

The fog did not affect the country's rail system. Another 526 trains were added to cope with travelers stymied for other means of transportation.

Source: http://www.upi.com/Top_News/World-News/2013/01/30/Heavy-smog-halts-most-travel-in-China/UPI-37151359592072/

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PhotoSocial Is a Pretty, Gesture-Based Photo Gallery for the iPhone

PhotoSocial Is a Pretty, Gesture-Based Photo Gallery for the iPhonePhotoSocial Is a Pretty, Gesture-Based Photo Gallery for the iPhone iOS: The iPhone's default Photos app is okay, but if you want something a little prettier and smoother, PhotoSocial is a good alternative.

Photos is still our favorite photo management app, but only because Apple's restrictions make it hard for anything to work as well. That said, PhotoSocial is a pretty cool way to view and share the photos on your iPhone. It automatically splits your photos up into events (kind of like iPhoto does), and lets you manage them with gesture swipes. you can swipe to the left to remove it from the PhotoSocial gallery (but not from your phone), or swipe from the right to share it with other PhotoSocial users. You can share photos via SMS and email by tapping the "Share" button at the top, but we wish you had this option with the swipe gesture. PhotoSocial relies a bit too much on your friends having PhotoSocial too, which makes it much less enticing and useful if your friends don't have it (why not integrate with an existing service like Dropbox or Flickr instead?).

Overall, if you're looking for an alternative photo app with a few extra social features, PhotoSocial is a great new choice. Check out the video above to see it in action.

PhotoSocial ($1.99) | iTunes App Store

Source: http://feeds.gawker.com/~r/lifehacker/full/~3/Ac3OGnrBy88/photosocial-is-a-pretty-gesture+based-photo-gallery-for-the-iphone

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